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As on Jan 1st, 2014, all insurance companies have been mandated by the regulator IRDA to come out with the new set of policies adhering to its guidelines.
What does this mean to you?
You get Insurance policies at much cheaper cost and much lesser penalties for surrender. For unit-linked policies, the fund management charges are at all time low. Now you can buy insurance policies which are benchmarked to the best world standards.
Please do call me for more information on the new set of policies from ICICI PRUDENTIAL and LIC.